by clicking the arrows at the side of the page, or by using the toolbar.
by clicking anywhere on the page.
by dragging the page around when zoomed in.
by clicking anywhere on the page when zoomed in.
web sites or send emails by clicking on hyperlinks.
Email this page to a friend
Search this issue
Index - jump to page or section
Archive - view past issues
If you can't see the tool bar please press F11
Home Living : January 13th 2009
2 HLF - Publication, Tuesday, January 13, 2009 Beware the fine print HOMELIVING Did you read the fine print when you signed for an interest-free deal? If not, the chances are you're not alone. Research commissioned by the Office of Fair Trading revealed that consumers rarely read the fine print on interest-free deals and have a limited understanding of the details. Interest-free deals are becoming increasingly popular because they offer instant gratification but there are plenty of pitfalls for the unwary. Forty-five per cent of respondents to the survey recognised that the suggested minimum repayment on the statement would not pay off the total amount of the loan within the interest-free period. You should do your own calculations on repayments and check the fees, charges and the date the interest-free period ends. Make sure you can afford to pay off the deal before the end of the interest-free period otherwise you could end up paying up to 30 per cent interest, making the purchase very expensive. Pool safety warning The prospect of jumping in a nice cold pool is appealing. Whether it's an inflatable pool, paddle pool, wading pool or inground pool, the risks are the same and safety around is paramount. Pools present a real risk of drowning -- a child needs only a small amount of water to drown. Children need to be supervised around pools at all times. When building a pool, ensure it is built in accordance with Australian Safety standards by a licensed pool builder. For more information visit www.fairtrading.nsw.gov.au and follow the links to the publication Swimming Pool Safety. Advice from the Office of Fair Trading. Strongest Ceiling & Wall Repairs Ceiling & wall expert Old ceilings restored Best background in Australia Work further than Aust. Standards 37 years experience Call Kerry Kelaher Builders Lic No R80718 0406 798 557 (anytime) *Conditions Apply 2347858i hlnw wk24 CEILING AND WALL CRACKS? PROFESSIONAL AND FRIENDLY SERVICE 50% OFF* (Call now!) Is mould & mildew taking over? DON'T RETILE REGROUT! Stop leaking showers... . New shower screens Domestic and commercial work 7 year guarantee before after Marsh Services Free Quotes Ph 0402 001 577 BL 117017C 2204089i hln wk7 Visit OUR HUGE SHOWROOM Located at 70 Oxford St, GUILDFORD Ph 9632 6622 BATHROOM & KITCHEN RENOVATIONS HOME EXTENSIONS Quality work to suit any budget. "Your dream can become a reality with our professional expertise and competitive prices." FREE DORF "Motif Plus" 3 pce Tapware - Bath, Basin & Shower VALUED AT $1700 with every bathroom renovation. FREE QUOTE 2163802i hlnw wk28 We offer a range of Gable and Flat Awnings and Carports, Conservatories and Sunrooms, designed to suit your needs and your budget. FREE QUOTES Phone 9627 1922 Awning with Gable (6000x3000) $4340 Screen Enclosure with Glass Wall (6000x3000) $7000 Unit 1, 58-60 Melbourne Road (Cnr Brisbane Rd) Riverstone Bld Lic No 178737c Improve the value of your house 2279994i hln wk14 Mona Vale 74-78 Darley St 9979 3246 Drummoyne 150-158 Victoria Rd 9719 9231 Available in White, Brown and Natural Split Cane Chair $249 2154485m_hlf 1301 W28 www.naturallycane.com.au AFTER CHRISTMAS SPECIAL LIMITED STOCK AVAILABLE GARAGE DOOR SALES & REPAIRS PTY LTD New Showroom: Unit E18/2A Victoria Avenue, CASTLE HILL OVER 25 YEARS EXPERIENCE FOR A FREE MEASURE & QUOTE CALL 9894 1233 Automatic Opener Fr $450 2054205i hln wk10 AUTOMATION FOR ALL DOORS AVAILABLE AUTHORISED DISTRIBUTOR DEAN FREE 'IN HOME' CONSULTATION 1300 137 198 www.ccbd.com.au Curtains Romans Sunscreens Pelmets Swags Shutters All Blinds Bedspreads LATEST DESIGNS IN CURTAINS & BLINDS by Design CREATIVE CURTAINS 2191321i hln wk22
January 6th 2009
January 20th 2009