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Home Living : January 13th 2009
2 HLW - HOME LIVING: WEST, Tuesday, January 13, 2009 Beware the fine print HOMELIVING Did you read the fine print when you signed for an interest-free deal? If not, the chances are you're not alone. Research commissioned by the Office of Fair Trading revealed that consumers rarely read the fine print on interest-free deals and have a limited understanding of the details. Interest-free deals are becoming increasingly popular because they offer instant gratification but there are plenty of pitfalls for the unwary. Forty-five per cent of respondents to the survey recognised that the suggested minimum repayment on the statement would not pay off the total amount of the loan within the interest-free period. You should do your own calculations on repayments and check the fees, charges and the date the interest-free period ends. Make sure you can afford to pay off the deal before the end of the interest-free period otherwise you could end up paying up to 30 per cent interest, making the purchase very expensive. Pool safety warning The prospect of jumping in a nice cold pool is appealing. Whether it's an inflatable pool, paddle pool, wading pool or inground pool, the risks are the same and safety around is paramount. Pools present a real risk of drowning -- a child needs only a small amount of water to drown. Children need to be supervised around pools at all times. When building a pool, ensure it is built in accordance with Australian Safety standards by a licensed pool builder. For more information visit www.fairtrading.nsw.gov.au and follow the links to the publication Swimming Pool Safety. Advice from the Office of Fair Trading. AUSTRALIA'S MOST EXPERIENCED POOL BUILDER • ANY SHAPE, ANY SIZE: GEOMETRIC, FREEFORM, LAP, PLUNGE... • FULL DESIGN SERVICE INCL. COUNCIL COMPLIANCE OR APPROVAL • POOL RENOVATION EXPERTS -- 2007 MBA AWARD WINNER • OVER 19,513 QUALITY BUILDS Appreciate quality? The choice is Crystal 50 Year reputation for quality MASTER POOL DESIGNERS AND BUILDERS BUILDERS Lic.No. 34505 SEE EXAMPLES ONLINE AT crystalpools.com.au ALL SUBURBS 9875 4555 www.kennards.com.au Want to fire up the barbie this Australia Day? Make your summer barbeques stress free by hiring everything you need in a one-stop-shop at Kennards Hire. With barbeques, fold-up tables & chairs, lighting & fans - Kennards has everything you need to make your summer barbeque easy! Don't buy it - hire it! minchinbury - 11 eddie road - phone 9625 4333 brookvale - 577 pittwater road - fax 9624 4322 open 7 days www.sydneylounges.com.au Corner modular 3.6 x 2.4 m - can be made to size. choice of colours 3.5+2.5 seater + FREE ottoman sofa bed choice of colours 3seater+2 recliners choice of colours 2164749K wk26 We specialise in Brick veneer and clad timber frame extensions Sunrooms Quality home extensions and additions at affordable prices! Bld Lic R99697 2163460i hlw wk25 Family Company Est. 15 years with over 30 years experience in the Building Trade ALL AREAS BEFORE AFTER Chesworths Home Improvements Pty Ltd 9831 5984 www.chesworths.com.au ALUMINIUM WINDOWS & SLIDING DOORS BETA - VIEW BETA - VIEW 900x900 (3'x3') $138 1200 x 1500 (4' x 5') $202 1200 x 1800 (4' x 6') $224 1200 x 2400 (4' x 8') $328 web: www.betaview.com.au - email: email@example.com PRICES FOR WINDOW ONLY & INCLUDE GST AVAILABLE IN BROWN, WHITE, HAWTHORN GREEN, PALE EUCALYPT, STONE BEIGE, CLEAR ANO, PRIMROSE FREE QUOTES FOR SUPPLY & INSTALL Unit 6, 9 Kurrajong Rd, St Marys Master Lic No 408872083 Lic 84933c 2028726i hls wk34 Ph:9623 5611 F:9623 5091 ABN 14 070 225 197 GLASS CUT TO SIZE OPEN SAT Enclose your EXISTING patio. Upgrade your EXISTING screened enclosure. *Licensed Builder & Electrician Lic No 4729C PH 99631719 or 47302539 0418 262166 Daime Pty Ltd Home Improvements • Windows fitted • Ceilings insulated and lined • Walls insulated and lined • Full height GLASS a specialty 2085177i hlw wk13 QUALITY PRODUCTS AT TRADE PRICES MANUFACTURER DIRECT WE SERVICE MOST BRANDS OF SHUTTERS • 10 Year Written Warranty • Fast Professional Installation By Qualified Tradesman • Reduce Heating & Cooling Bills • Deter Burglars • Reduce Noise • Storm Protection ROLLER SHUTTERS FREE MEASURE & QUOTE CALL TODAY 1300 302 822 www.maverickrollerproducts.com.au 2158952i hlw wk41 C/L 196633C
January 6th 2009
January 20th 2009