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Expat Investor : March April 2009
EXPAT HEALTH BUPA’s expat revelations Often a TB check is a mandatory requirement for travel to certain countries. ? People who move abroad for extended periods tend to adopt the diets of their host country and the health benefits or risks associated. This also applies to lifestyle choices such as smoking and the amount of exercise taken. ? Consider whether you would need emergency evacuation and repatriation. If you are moving to a less developed country this is vital so that you can get the treatment you need. According to Bupa According to a major new survey by Bupa International, despite over 90% of expats highly rating their lifestyle, six out of 10 still miss the company of their family and friends, and those originally from Britain pine for the quintessential traditional Sunday roast and fish and chips. The health insurer surveyed more than 1,300 expats living in over 100 countries about their lives abroad. The results revealed over half of those originally from South Africa miss supporting their teams in sporting fixtures surrounded by their fellow countrymen, whilst a quarter of those from the UK long for their local pub and over half from Australia miss the sunshine. Work is the most common reason cited for expats moving abroad (63%) except for those based in Spain, where lifestyle is the key motivator (31%), followed by retirement for over a quarter of those surveyed. It’s perhaps no surprise, then, that Spain has the highest percentage of expats noting an improvement in their health since moving overseas (57%) and a better quality of life (91%). Over two-thirds of expats living in the UK don’t think much of the weather, and over a quarter aren’t favourable about the local cuisine, either! However, a quarter do rate the British sense of humour, and one in five like the music! When asked what they like best about their new home away from home, over two-thirds of expats said the way of life, with 60% also citing the weather. For expats living in Switzerland, the spectacular scenery is also high on the list (83%), as is food for those in Thailand (69%) and the shops for expats in Hong Kong (35%). Dr Sneh Khemka, medical director, says, “There are many factors to consider when choosing the right home-away-from-home, and careful planning is essential. Things can get complicated, particularly if you don’t understand the healthcare system, which can be very complex and vary enormously from one country to another. So if you are living abroad, make sure you have the appropriate health cover – it will give you peace of mind no matter where you are in the world.” BUPA’s top health tips ? Remember that when moving away from the Western world, the most common diseases come from infections, rather than heart disease and cancers. ? Tuberculosis is on the increase worldwide, especially in developing countries. International, Kenya is the top evacuation hotspot in the world, followed by Russia and Indonesia. ? The top reason for people to be evacuated is heart disease, then cancer and orthopaedic treatment. Because nothing in the world matters more than each other AXA PPP healthcare brings you great British health cover. Wherever you live in the world Your health is everything. So it pays to take the best possible care of it. Whether you’re a resident expatriate or a local national – working, travelling or retired – our International Health Plans bring priceless peace of mind. We’ll give you prompt access to private medical treatment, a choice of hospitals, emergency evacuation or repatriation, and many more benefits. We even have an English-speaking health information line – on call for you, 24/7. With over 35 years’ of international experience, and over 2 million customers in the UK and worldwide, you can trust AXA PPP healthcare to protect the health of those you care for. Join now – and get up to two months cover, completely free. all +44(0)1892 550814 quoting reference EI5555 or visit www.axappphealthcare.co.uk/expat_investor All claims will be assessed against the terms and conditions of the chosen product and any individual exclusions placed on your policy at joining. Authorised and regulated by the Financial Services Authority. © AXA PPP healthcare 2008 Lines are open from 8am to 8pm Monday to Friday and 9am to 1pm Saturday (UK time). Calls may be recorded. March/April 2009 ? EXPAT INVESTOR 13
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