by clicking the arrows at the side of the page, or by using the toolbar.
by clicking anywhere on the page.
by dragging the page around when zoomed in.
by clicking anywhere on the page when zoomed in.
web sites or send emails by clicking on hyperlinks.
Email this page to a friend
Search this issue
Index - jump to page or section
Archive - view past issues
Expat Investor : October 2007
October 2007 EXPAT INVESTOR 11 INVESTMENT NEWS 50% of your investment is deposited into a one year fixed rate interest account. This element matures on 31st October 2008. The other 50% is invested in a deposit account paying a return equal to 100% of the rise if any in the Halifax House Price Index ( subject to averaging) after 5 years. This element matures on 14th November 2012. The risks and benefits of averaging are explained in the brochure. **We reserve the right to withdraw the Offshore balanced bond without notice. Our Offshore balanced bonds are limited issue products and applications maybe refused if it is fully subscribed or for any other reason. No withdrawals are allowed from either element until maturity. Please note this account may close early if sold out. Gross means the contractual rate of interest payable before the deduction of tax. *A.E.R. stands for Annual Equivalent Rate and illustrates what the interest would be if the interest was paid and added once a year, rounded to two decimal places. Please note that calls may be recorded or monitored for security and service quality purposes. Depending on where you live, your tax position may vary, so you should take local tax advice.We recommend clients seek professional advice on personal taxation matters. This advertisement does not constitute an invitation to make deposits to any person to whom it is unlawful to make such an invitation. Derbyshire Offshore is the trading name of The Derbyshire (Isle of Man) Limited. Company registration number 50707. Registered office and principal place of business: PO BOX 136, St George's Court, Upper Church Street, Douglas, Isle of Man IM99 1LR. Deposits may only be made by electronic transfer or by cheque in sterling via our offices above. Issued by Derbyshire Offshore. Paid up reserves and capital exceeding £7.5 million. Deposits made with an office of Derbyshire Offshore in the Isle of Man are not covered by the Financial Services Compensation Scheme under the United Kingdom Financial Services and Markets Act 2000. Eligible deposits made with Derbyshire Offshore are covered by the Depositors' Compensation Scheme contained in the Banking Business (Compensation of Depositors) Regulations 1991 (Regulations made under Isle of Man Legislation). Additionally, Derbyshire Building Society has given an irrevocable and binding undertaking to ensure that, whilst Derbyshire Offshore remains its subsidiary, it will at all times be able to discharge its financial obligations as they fall due. All accounts are subject to terms and conditions. Derbyshire Offshore is licensed by the Isle of Man Financial Supervision Commission for banking business. on half of your investment after just one year of UK House Market growth potential over 5 years, on the other half 7.5 10 0% % Offshore Balanced Bond -- Issue 3 Fixed Gross /AER* • Invest from £10,000 to £2m • Open an account up to 31st October for 1st November 2007 start date** • Early investor bonus available • Call now for a brochure - +44 (0) 1624 663 432 • Visit www.derbyshire.co.im for more details New Star has announced the launch of its New Star International Property Fund, managed by a team of experienced individuals led by Roger Dossett, chief executive of property asset management. The decision to launch this fund, says New Star, has been driven by demand from investors and advisers for broad diversification away from equities and bonds so that they can gain access to the strong potential returns of international property markets experiencing the early signs of rental growth and strengthening capital returns. New Star International says that this fund offers investors diversification benefits and provides a comparative income combined with the potential for capital growth. The fund's geographic diversification will enable it to target different markets at different stages New Star International Bank launches property fund Fast Facts 88009 Fast Facts 88196 Fast Facts 88195 Fast Facts 88197 Friends Provident ethical range goes green of their respective property cycles. For example, markets that are experiencing strong rental growth or markets that are on the verge of a turnaround -- such as Germany -- offering the potential for attractive capital growth. The fund will predominantly own high-quality properties in high- quality locations leased to high- quality tenants. The potential risks of investing in newer, developing markets will be balanced by exposure to more established ones. Initially, the fund will assemble a diversified portfolio in the more established markets of Western Europe, Central Europe, Asia and the Pacific Rim. The fund management team will broaden international exposure to developing markets as the fund grows. The fund is driven by the top down, thematic views of the manager that are used to dictate sector positioning. The Ashburton Replica Portfolio fund has run in a conservative, yet active, fashion and is directed at sterling-based investors. The emphasis is on outperforming a composite benchmark over the short run while returning more than cash deposit rates over three years. Manager Nick Lee chairs the asset allocation committee of three, who meet monthly to set the house view on regions and sectors. Mr Lee, says S&P's, is an experienced manager and works closely with the other members of Ashburton's team of 13, in particular with Peter Lucas who focuses on fixed income. The team draws on internal (largely quantitative) as well as external sources (consultants). The focus is on a range of fundamental, valuation, sentiment, technical and inter-market analysis. Friends Provident, the FTSE 100 leader in socially responsible investment options, has added two new external environmental fund links to create a unique range of green and ethical fund investment options through its range of bond products. The two new green funds from Jupiter Asset Management and Impax Asset Management have been introduced in response to investor demand - and growing interest in environmental issues. Both are aimed at investors looking for global growth funds focussing on environmentally sound investments. Impax Environmental Markets Fund is a specialist fund, which invests globally in smaller and mid- sized companies that address the world's environmental problems -- such as companies involved in alternative energy, energy efficiency, water treatment, pollution control, waste technology and resource management. Growth is being driven by utilities, governments and individuals looking for less polluting and more efficient delivery of the basic services of energy, water and waste. Jupiter Ecology Fund is a screened environmental fund with a global growth remit, focusing on a range of companies providing solutions to environmental and social Standard & Poor's Fund Services, the leading provider of qualitative fund management ratings, has assigned fund management ratings to three global funds managed by Ashburton. Ashburton's European Equity Fund has been managed by Calvin Vaudin in a similar style for the past 10 years. He was joined by Richard Robinson in 2001 and the two men have since been responsible for covering pan-European stocks across the market-cap range. S&P assigns 'A' rating to six Ashburton Global Funds Asset allocation can be highly active, as shown by the current overweight to Japan and Norwegian krone. And the third fund to be awarded an 'A' rating is Ashburton's Asia Pacific Equity Fund, whose manager, Jonathan Schiessl, has been in charge for the past six years. He is now supported by Craig Fa rley,who joined him in 2005 and has only limited experience of the region. Tasked with covering the Pacific region, including Japan, India and Australia, the team lacks resources compared to other groups, however to combat this they make good use of a range of external contacts, reports S&P's. Consultants are retained in China, India and Japan, while a targeted list of smaller brokers also provide ideas and research. The approach combines top down assessments of economic conditions and political risk with pan-regional stock analysis. problems. This is achieved through Jupiter's six 'green investment' themes -- clean energy, water management, waste management, green transport, sustainable living and environmental services. Julia Dreblow, SRI marketing manager at Friends Provident, tells Expat Investor, "Ethical investment is very popular right now and there are a lot of people looking to invest in cleaner, greener companies. These new funds are innovative and complement our existing range." Over the last few years, Friends Provident reports a growing interest in the environmental technology sector and believes these funds will appeal to investors with an interest in ethical issues as well as the sustainability agenda. Together with Friends Provident's existing ethical bond funds, they comprise a comprehensive range of 11 green and ethical fund options and offer a range of ethical approaches and risk profiles. Friends Provident pioneered ethical investing in 1984, Stewardship was the UK's first ethical fund for individual investors and has more than £3.2bn invested through investment and pension products.