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Expat Investor : May June 2008
HEALTHCARE InterGlobal has formed a partnership with personal security specialists, red24, to provide the benefit of 24/7 security services, information and advice to its policyholders. InterGlobal policyholders who buy or renew their plans from this year now have access to red24’s security services as a standard part of their plan. The hotline gives members round-the-clock access to a red24 personal security advisor wherever they are in the world. Policyholders can gather information on any destination or issue of concern including cultural hints and tips, major natural hazards, disasters and political or civil unrest. Holders of InterGlobal’s top of the range plans – UltraCare Plus and Comprehensive and International Schools Gold – will, upon inception or renewal of their policies, also have access to red24’s on-the-ground response services, enabling security specialists to be dispatched for direct assistance in the event of a life-threatening situation. Jonathan Simpson Tarling, InterGlobal teams up with red24 to provide new benefits 24 hour multi-lingual helpline Call +44 (0) 1273 208181 www.bupa-intl.com Your calls will be recorded and may be monitored “ I feel special because they speak to me in my language ” The above example draws from the experiences of a number of our members or staff; it is not intended to represent the details of any specific individuals or their circumstances. If you need to make a claim, would you want to speak to someone who will understand your needs? To get the feeling, there’s only one number to call. William Russell has enhanced its Global Health Essential plan range to provide what it calls “affordable cover in over 180 countries worldwide”. With the Global Health Essential plan, expats are assured peace of mind that the essential, expensive elements of health insurance like hospitalisation, out-patient treatment and emergency evacuation, will be provided, says William Russell. “So if you’re working on a budget, this surprisingly comprehensive plan range provides value-for-money cover for all the important things, by excluding cover for the ‘extras’ such as alternative medicine, psychiatric care and maternity care.” William Russell launches new essential plan Time bonus of 18 ‘happy’ years Research has found that the difference between the average age when retirees stop working, and the age at which they consider themselves ‘old’ is a staggering 18 years, highlighting that those still in work can expect to enjoy almost two happy decades when they finish working. The global study conducted by leading insurer AXA was commissioned to examine the perceptions and realities of retirement amongst both workers and retirees, and revealed that UK May/June 2008 ? EXPAT INVESTOR 15 Commercial Director at red24, tells Expat Investor, “It’s great to be working with InterGlobal and their policy holders. More and more, employers are looking for security- related services to help care for their employees, especially when working or living overseas.” “Working with red24 allows us to offer our clients an even wider range of benefits and additional peace of mind and protection,” says Barbara Zito, Group Sales and Marketing Director at InterGlobal. “By adding these services to our plans, we can help policy holders avoid many of the pitfalls expatriates and travellers may face in today’s ever-changing world.” compared to 32% of those currently working. In addition, 80% have positive associations with retirement putting retired Brits ahead of their counterparts in a number of countries including USA (55%), Italy (39%) and Portugal (36%). Financially, the picture is better, too – just over half of all workers (57%) think they will have enough to live on in retirement, but almost two in three (64%) retirees say their current retirement income is sufficient – up from 57% last year. This latest offering means that a single 39 year old male living in Malaysia could buy an Essential Care plan for a premium of US$71 per month. A family of four living in Nigeria can take out such a plan for $259 per month (including a 25% child discount and providing comprehensive hospital treatment, out-patient care and consultations). Global Health Essential offers worldwide cover, excluding the US, Canada and the Caribbean. Cover is restricted to accident and emergency treatment in all EU countries, Australia, New Zealand and Orchid countries (which include China, Hong Kong, Japan, Macau, Singapore and Taiwan). workers think they will retire at the age of 62, and consider themselves ‘old’ at 72 – meaning they anticipate only 10 years of an active retirement. However the reality is very different – retirees tended to finish work at age 60, but don’t consider themselves to be ‘old’ until the age of 78. This is in stark comparison to Hong Kong and China, where the age of ‘oldness’ is 63 and 66 respectively. The research also shows that many British retirees enjoy retirement with 40% saying they are “very happy” Fast Facts 55010
July August 2008